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About us...

AIM for Benefits is your single source for Health and Life insurance programs for your employees and agents. Our goal is simple: to help you develop and implement a targeted program of benefits  and to make it easy!

 

 

AIM for Dental and Vision!

 

Did you know that attending to your oral health care needs can help to improve your overall health? Numerous studies link good oral health to a decreased risk of health problems such as heart disease, diabetes and pre-term labor. Checkups and cleanings may save you from costly dental work in the future.

 

 

 

Individual Dental and Vision Plans:

 

AIM is pleased to offer access to Dental and Vision prgrams for individuals and their families. Click on the "Dental Plans" button to gain access to all the plans available! Once you enter your zip code, you can view the outlines of coverages, pricing, compare multiple plans side-by-side, and apply for coverage on-line. Choose the plan that best meets the needs of you and your family!

 

 

          

 

 

Group Dental and Vision Plans:

 

 

AIM Dental Plans

 

AIM is pleased to offer a choice of two dental plan designs, both of which cover 100% of the cost of preventive care. Plus, you will have access to one of the nations largest dental networks with discounts averaging 30% - allowing you to get more value out of your benefits.

 

Choose the plan that best meets the needs of you and your family!

Option 1

Option 2

Network

DentalGuard Preferred (PPO)

DentalGuard Preferred (PPO)

Calendar Year Deductible

In-Network

Out-of-Network

In-Network

Out-of-Network

Individual

$50

$50

$50

$50

Family limit

3 per family

3 per family

Waived for

Preventive

Preventive

Preventive

Preventive

Charges covered for you (co-insurance)

In-Network

Out-of-Network

In-Network

Out-of-Network

Preventive (e.g. cleanings)

100%

100%

100%

100%

Basic (e.g. fillings)

80%

80%

80%

80%

Major (e.g. crowns, dentures)

50%

50%

50%

50%

Orthodontia (Child/Children)

Not Covered

50%

50%

Annual Maximum

$1,000

$1,500

Maximum Rollover

Yes

Yes

Yes

Yes

Threshold (claims cannot exceed)

$500

$500

$700

$700

Rollover Amount

$250

$250

$350

$350

Account Limit

$1,000

$1,000

$1,250

$1,250

Lifetime Orthodontia Maximum

Not Applicable

$1,000

Dependent Age Limits

20/26

20/26

Cosmetic Rider Benefit

N/A

50% benefit to a max of $500

   Please Contact Us For Rates or more information

           

 

 

AIM Vision Plan

 

Aim is pleased to offer a full feature vision plan.

This plan offers you access to the nations largest vision care network (VSP) with over 37,000 access points nationwide.

Visit any doctor with your full feature plan, but save by visiting any of the 37,000 locations in the nations largest vision network, VSP.

 

 

Option 1: Full Feature

Copay

 

Exams Copay

$10

Materials Copay
(waived for elective contact lenses)

$20

Sample of Covered Services*

You pay (after copay, if applicable)

In-Network

Out-of-Network

Eye Exams

$0

Amount over $46

Single Vision Lenses

$0

Amount over $47

Lined Bifocal Lenses

$0

Amount over $66

Lined Trifocal Lenses

$0

Amount over $85

Lenticular Lenses

$0

Amount over $125

Frames

80% of amount over $120

Amount over $47

Contact Lenses (Elective)

Amount over $120

Amount over $120

Contact Lenses (Medically Necessary)

$0

Amount over $210

Contact Lenses (Evaluation and fitting)

15% off UCR

No Discounts

Cosmetic Extras

Avg 30% off retail price

No Discounts

Glasses (additional pair of frames and lenses)

20% off retail price^

No Discounts

Laser Correction Surgery Discount

Up to 15% off the usual charge or 5% off promotional price

No Discounts

Service Frequencies

 

Exams

Every 12 months

Lenses (for glasses or contact lenses)**

Every 12 months

Frames

Every 24 months

Network discounts
(cosmetic extras, glasses and contact lens professional service)

Limitless within 12 months of exam

Dependent Age Limits

20/26

* This is only a partial list of vision services. Your certificate of benefits will show exactly what is covered and excluded.

 

 
** Benefit includes coverage for glasses or contact lenses, not both.

^ For the discount to apply your purchase must be made within 12 months of the eye exam. In addition Full-Feature plans offer 30% off additional prescription glasses and nonprescription sunglasses, including lens options, if purchased on the same day as the eye exam from the same VSP doctor who provided the exam.

 

 

 

Find a vision care provider near you at www.GuardianLife.com

 

 

 Please Contact Us For Rates or more information

 

 

         

 

AIM Dental and Vision plans for groups is underwritten by:

The Guardian Life Insurance Company of America

 

 

 

 

 

 

 

 
 
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